Explainable AI categorization
Prosper learns from your decisions and surfaces only the transactions that need a human call, without hiding the reasoning that led to the suggestion.
How it works
Prosper suggests categories based on your prior decisions and merchant patterns
Each suggestion is reviewable and can be corrected quickly
Ambiguous items go to your exceptions inbox, not buried in the ledger
Corrections teach the system so future suggestions improve
Plan availability
| Plan | Autopilot | Notes |
|---|---|---|
| Starter | Manual | Manual categorization |
| Pro | Included | Automatic categorization with review before approval |
| Agency | Included | Priority AI + concierge onboarding |
Why it matters at month-end
The biggest month-end cost is not reports, it is manual review. When the routine is automated and exceptions are surfaced, close becomes a checklist instead of a scavenger hunt.
Follow the month-end close checklist.
Audit-ready outcomes
Explainable decisions plus reconciliation discipline is how books become audit-ready. Automatic categorization helps with speed; your workflow creates trust. Learn about audit-ready bookkeeping.
Want fewer transactions to review?
Start free, then upgrade to automatic categorization when it saves time.